Croí Laighean Credit Union

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Great value loans

interest calculated on reducing loan balance

Over €53 million

borrowed by members in 2021/22

99%

Loan approval rate

Hassle-free loan process

and 24-hour turnaround on standard loans

Apply For Loan

Switch Your Current Account

Save With Us

Your Local Credit Union Serving Offaly & Kildare

Serving Offaly & Kildare, Croí Laighean Credit Union has a friendly approach to modern finance. We may work with figures all day, but you’ll always be more than a number. Our award winning customer service is both personal and professional because our members are at the heart of everything we do.

As a not-for-profit Credit Union, we make it simple to borrow and to save for the future, with convenient savings, financial guidance and the best loan rates in the locality. If you're looking for a great value loan, use our handy calculator below.

If you're not a member, don't worry! We made it simple and you can apply for a loan and join Croí Laighean Credit Union at the same time!

Am I eligible to join Croí Laighean Credit Union

Loan calculator

Loan Calculator

To view our new lower mortgage rates, please click here.

Loan Type

Weekly Total Interest
Fortnightly Total Interest
Monthly Total Interest

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APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply.

Warning: If you do not meet the repayments on your loan, your loan, your account will go into arrears. This may affect your credit rating, which may limit ability to access credit in the future.

While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

Our Services

Services

Savings

Savings

Lay a solid foundation for your future with our savings schemes:

Share Account
Family Account
School Savers
Saving Stamps

Loans

Loans

Options to suit all needs (99% approval rate)

Back to school
Business
Car
Celebrations
Consolidation
Home improvements
Mortgages
& lots more options!

Personal Account

Personal Account

We provide all the benefits of a regular current account, with a more personal approach.

Current Account & Mastercard® Debit Card

Insurance

Insurance

Peace of mind with Ireland’s fairest policies, covering Home, Life & Travel Insurance.

Foreign Exchange

Foreign Exchange

Skip the airport queues and tick off your travel checklist with our commission-free foreign exchange service.

Bill Payments

Bill Payments

Stay on top of your finances by conveniently paying your bills through us.

CU Online & CU Mobile App

CU Online & CU Mobile App

Your account at your fingertips, 24/7

Community Support

Community Support

Every year, we give back over €50,000 to organisations and schools within our local community.

Members Draw

Members Draw

We have €20,000 to give away every month in our famous draw — will you be one of the lucky members?

Why Choose Us

We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time online access to your account and our convenient mobile app which lets you manage your finances while on the move.

When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our local community flourish through sponsorship initiatives that support schools, organisations and clubs in your area.

We have donated over €600,000 to the local community in the last 6 years

Croí Laighean App

Croí Laighean Mobile App

Get full access to your account with a few simple taps on your smartphone or tablet. It’s never been easier to manage your money on the go, 24/7. Unlock a whole new level of convenience by downloading the Croí Laighean Mobile App today.

This facility is open to all members who have registered for online access. Register for online access here or learn how to sign up for our Mobile app here.

All our benefits at your fingertips

Check your account Credit Union balances on the go
Pay your bills
Transfer funds between your own accounts
Transfer funds to non- Credit Union accounts
Secure member login — you’ll have peace of mind knowing your data is fully secure

Terms and conditions apply.

Croí Laighean Credit Union Play Store App

Secure member login

you’ll have peace of mind knowing your data is fully secure

Account balance

Check your account balances on the go

Transfer funds

Transfer funds between your own accounts and to non-Credit Union accounts

Pay bills

Pay your bills

Member Benefits

We're free to join!

Every month we give away a minimum of €20,000 to members participating in our members draw*.

Nomination of your funds*: This facility enables you to nominate a recipient of your funds should you pass away. The nomination facility ensures that your funds are easily transferred to your loved ones in a timely manner.

Free Loan Insurance*: Your loans are insured at no direct cost to you which means that in the event of your passing, any outstanding loan balance will be paid off to relieve any financial stress on your loved ones, during this difficult period.

Life benefit insurance*: This is a unique additional benefit at no direct cost to you, paid to your nominated person in the event of your death.

* Terms and conditions apply

Last month’s figures

Our numbers for August 2023

634

Loans approved

€4,103,385

Loans paid out

120

New members

Get A 5 Year Fixed Rate Loan Of 6%

Switch Your Loan Today!

If you have an existing personal loan with a bank or other lender you can switch to our 5-year fixed loan with a low rate of 6% (6.17% APR).

Find out more

Time for a new car?

Car loans from 5.5%!

Get in gear and get on the road with a Credit Union Car Loan. In the last year, we’ve helped our members buy cars by lending almost €12 million.

Find out more

Our services

Loans

From Home Improvement Loans to Car Loans to Covered Loans, we have a wide range of Credit Union loans to suit your needs and repayment ability.

Savings

When you save with Croí Laighean Credit Union, you’re not just a customer, but a member of a Credit Union that provides security & protection for your savings.

Current Account

The Current Account from Croí Laighean Credit Union gives you all the benefits you expect from a current account, but with the trusted Credit Union personal touch.