5 Year
Fixed Loan

5 Year
Fixed Loan

A 5 Year loan from Croí Laighean Credit Union offers you a helping hand when you need it. Life can be expensive – from a new baby to redecorating your home, getting married, or even consolidating debt so it is easier to manage!  We are here to help you enjoy life without breaking the bank – that’s why we offer a fixed 5 year loan on amounts over €15,000 and up to €100,000.

Apply today or work out an affordable repayment plan with our handy Loan Calculator.

Loan Type
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Increment Amount
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  • Weekly Total Interest
  • Fortnightly Total Interest
  • Monthly Total Interest

Get started with…

  • No set-up costs
  • 99% approval rate
  • Fixed rate and term for the entire loan
  • Available on loan amounts from €15,000
  • Interest calculated only on the outstanding balance of the loan
  • Quick decisions, with some loans being approved on the same day


Repayment Example

A loan of €30,000 over 5 years would cost €588.42pm at fixed rate of 6% (APR 6.17%). Cost of credit is €4,711.30 and total amount repayable is €34,711.30.



While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This web page is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

This does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. For more information, contact us on freephone 1800 23 24 25. Loan amounts and 99% approval rate are based on figures from 2020.

Rates are correct as of 1/10/2020 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.