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Great value loans
Interest calculated on reducing loan balance
Over €38 million
Borrowed by members last year
99%
Loan approval rate
Simple loan process
Quick turnaround on standard loans
5 Year Fixed Loan
A 5 Year loan from Croí Laighean Credit Union offers you a helping hand when you need it. Life can be expensive – from a new baby to redecorating your home, getting married, or even consolidating debt so it is easier to manage! We are here to help you enjoy life without breaking the bank – that’s why we offer a fixed 5 year loan on amounts over €15,000 and up to €100,000.
Apply today or work out an affordable repayment plan with our handy Loan Calculator.
Why choose a 5 Year Fixed Loan
- No set-up fees or hidden charges
- Affordable loans tailored to your repayment ability
- Free loan protection insurance (T&C apply)
- Interest calculated only on the outstanding balance of the loan
- Fair and transparent lending process
Apply for a loan today. Not a member? You can join & apply at the same time.
Loan calculator
- Weekly Total Interest
- Fortnightly Total Interest
- Monthly Total Interest
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Repayment Example
A loan of €30,000 over 5 years would cost €588.42pm at a fixed rate of 6% (APR 6.17%). The cost of credit is €4,711.30 and the total amount repayable is €34,711.30.
While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.
Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.
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