Savings

Saving With CLCU

Regular saving is the best habit you’ll ever pick up, and we’ll help you start this journey. Lay a solid foundation for your future, and also become a direct investor in developing our community. Learn more about the benefits of saving with us, and our savings schemes below.

Join Us

Why Save With Us?

Help your Community

Help Local People

Help Local People

When you save with us your money helps the local community. For example, your savings deposit may help a family get their first mortgage or redecorate a room for a new baby, or help a neighbour open their dream business.

Cost Effective Saving

Cost Effective Saving

There’s no catch with us — you won’t pay set-up, maintenance or transaction fees on our Share Accounts. We also offer free, secure 24/7 online and mobile banking, and free bill payments. Let’s put it simply — you can save more for less.

Dividends

Dividends

If we have a surplus income we return this reward to members in dividends that are directly proportional to their savings. Join us and see how your savings can work even harder for you.

Insurance

Insurance

Our Life Benefit Insurance scheme offers peace of mind by guaranteeing your savings are fully insured, free of charge. If an eligible member dies, we will pay out an insurance benefit in proportion to the deceased member’s closing savings balance, (up to a limit of €23,000). See our Life Benefit Insurance section for more details.

Nomination

Nomination

Eligible members can nominate a person to receive funds in the event of their death, without having to be part of the deceased’s estate, removing a lengthy legal process if a member dies without leaving a will. Eligible members can transfer property (e.g. savings, insurance benefits) to a nominated person, up to a limit of €23,000.

Which Option Is Best For You?

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Share Account
Share Account
As cheap and simple as we can possibly make it — our Share Account has no set-up, maintenance or transaction fees, and it opens up all other CLCU benefits. All deposits are covered under the Government’s €100k Deposit Guarantee Scheme.
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Saving Stamps
Saving Stamps
We’ve replaced our traditional Saving Stamps book with a modern Share Sub-Account — but it’s still a stamp collection that never loses any value! Separate to other accounts, you can put money aside for more short term savings goals.
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Family Account
Family Account
Our Family Account gives you a chance to save for the future of the VIPs in your life. Regular contributions can help create a small safety net, so you have peace of mind about their future
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School Savers
School Savers
Many of our older members have been with us since they were kids. We can carry on this tradition by teaching your child the value of money management at an early age — and we’ll make saving fun!

Saving or spending?

We have a world of options

Join Us

Frequently Asked Questions

    The common bond is the geographical area in which a person must live, work or study to join Croí Laighean Credit Union. Check out our common bond here.

    Opening an account is easy – complete our online application form to get started. You will receive a confirmation email which includes a link to the ID Pal mobile app. Simply download ID Pal and use the app to submit your ID documents – our Membership team will be in touch within 1 business day* to finalise your application. You can watch our Application Form Tutorial Video to learn how to complete the online form.

    If you are unable to complete an application online, contact us and our Membership team will be in touch. Please note that you must live, work or study in our common bond to become a member.

    *Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.

    When you submit your online application, you will receive a confirmation email. This email includes a link to download the ID Pal mobile app from the Apple and Google Play stores.

    Simply download the app and snap pictures of your ID/documents to complete the application process. You can watch our ID Pal Tutorial Video to learn how to use ID Pal.

    If you have lost the link to download ID Pal, please contact membership@clcu.ie.

    Members have access to their accounts 24/7 online and with their debit card. Our phone lines are open 6 days a week from 9.30am to 4.30pm on 1800 23 24 25 or click here for branch opening hours.