Savings

Saving with Croí Laighean Credit Union

When you save with Croí Laighean Credit Union, you can rest assured that your money is safe and sound as we’re covered by the Irish Deposit Guarantee Scheme.

Saving with the Credit Union is the best habit you’ll ever pick up, and at Croí Laighean Credit Union, we’ll help you start this journey. Lay a solid foundation for your future and become a direct investor in developing our community. Learn more about the benefits of saving with the Credit Union and our savings schemes below.

Why save with Croí Laighean Credit Union

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Help Local People

Saving with the Credit Union helps the local community. Your savings deposit may help a local family with a loan, or help a neighbour open their dream business.

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Cost Effective Saving

You won’t pay set-up, maintenance, or transaction fees on our Share Accounts. We also offer free, secure 24/7 online and mobile banking, and free bill payments.

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Savings For Everyone

We offer a wide range of accounts to suit all life stages including our standard share account, family savings accounts and Children’s savings accounts.

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Dividends

If we have a surplus income, we return this reward to members in dividends that are directly proportional to their savings, or loan rebates if they have a loan with us.

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Life benefit insurance

This is a unique additional benefit at no direct cost to you, paid to your nominated person in the event of your death

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Nomination of funds

This enables you to nominate a recipient of your funds should you pass away. This ensures that your funds are easily transferred in a timely manner.

Which Credit Union Savings Account is best for you?

infoTo apply, you must be a member of Croí Laighean Credit Union

Have you heard about our current account?

You can now manage your daily finances no matter where you are in the world with our full-service current account. With access to your funds in-branch, online or on our app, our Current Account gives you all the benefits you expect, but with the personal touch of Croi Laighean Credit Union.

• Globally accepted Mastercard® Debit Card
• Apple Pay, Google Pay & Fitbit Pay
• Contactless payment or use in-store, online or at ATMs
• Transparent Fees with a low €4 monthly maintenance fee
• Stay in control with our Mobile web App, eStatements and eFee Advices
• 24/7 support for lost/stolen debit cards

Find out more

Frequently Asked Questions

    The common bond is the geographical area in which a person must live, work or study to join Croí Laighean Credit Union. Check out our common bond here.

    Opening an account is easy – complete our online application form to get started. You will receive a confirmation email which includes a link to the ID Pal mobile app. Simply download ID Pal and use the app to submit your ID documents – our Membership team will be in touch within 1 business day* to finalise your application. You can watch our Application Form Tutorial Video to learn how to complete the online form.

    If you are unable to complete an application online, contact us and our Membership team will be in touch. Please note that you must live, work or study in our common bond to become a member.

    *Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.

    When you submit your online application, you will receive a confirmation email. This email includes a link to download the ID Pal mobile app from the Apple and Google Play stores.

    Simply download the app and snap pictures of your ID/documents to complete the application process. You can watch our ID Pal Tutorial Video to learn how to use ID Pal.

    If you have lost the link to download ID Pal, please contact membership@clcu.ie.

    Members have access to their accounts 24/7 online and with their debit card. Our phone lines are open 6 days a week from 9.30am to 4.30pm on 1800 23 24 25 or click here for branch opening hours.