Great value loans
Interest calculated on reducing loan balance
Over €38 million
Borrowed by members last year
Loan approval rate
Simple loan process
Quick turnaround on standard loans
Credit Union Home Improvement Loan
Make your idea of a dream home come true with a Credit Union Home Improvement Loan From Croí Laighean Credit Union. Last year, we provided the community with over €8.5 million in Home Improvement Loans, and we’ve much more to give. We’ll help you get your house in order!
Apply for a Credit Union Home Improvement Loan today or work out an affordable repayment plan with our handy Loan Calculator. If you’re thinking of upgrading your home’s energy rating, check out of discounted green loan!
Why choose a CLCU Loan
- No set-up fees or hidden charges
- Affordable loans tailored to your repayment ability
- Free loan protection insurance (T&C apply)
- Interest calculated only on the outstanding balance of the loan
- Fair and transparent lending process
- Weekly Total Interest
- Fortnightly Total Interest
- Monthly Total Interest
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
A loan of €60,000 over 7 years would cost €995.77pm at a variable rate of 9.99% (APR 10.46%). The cost of credit is €23,616.83 and the total amount repayable is €83,616.83. The same amount over 10 years would cost €796.47pm and the cost of credit would be €34,743.22
While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.
Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.
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