The Credit Union Current Account
Say goodbye to excessive maintenance charges! Simply tap and go with contactless payments or connect with Apple Pay, Google Pay and FitBit Pay for complete freedom. Become more than a number and avail of all the benefits of a regular current account at a bank, but with a more personal approach.
Our current account is available to members who are residents of the Republic of Ireland, and aged 12 years or over. Parental Consent is required for Members aged under 16 years who wish to open an account – click here to apply for a Junior Account.
Why choose us
Low Monthly charge
At just €4, we have one of the lowest monthly charges on the market.
Mastercard® Debit Card
Our new Globally accepted Mastercard® Debit Card opens a new level of financial flexibility.
Online and Mobile Access
For a modern world that never stops, we’re always on. Access your accounts securely and free of charge.
Full Service Current Account
Let us manage all your standing orders and direct debits, with transparent fees at every step.
24/7 support for lost/stolen debit cards wherever you are. You can also suspend your Debit Card if you have lost the card
We offer a range of digital wallets including Apple Pay, Google Pay & Fitbit Pay
Switch your current account in 3 simple steps
You may want to switch your current account because your fees are too high, you are unhappy with the service, or you’re an Ulster Bank or KBC customer and your bank is leaving the market.
If you decide to switch, we have made switching a simple 3 step process.
- If you are not a member, you will need to join us. To join, you must live, work or study within our common bond. Once you are a member, you must open a current account.
- Pick a date to switch – try and pick a quiet period where there is the least activity on your account.
- Fill out our switching form and we’ll take care of the rest. Make sure you notify anyone who lodges money into your account, that you have a new account (this includes employers, state payments, income from share dividends, etc).
Any active direct debits and standing orders will be switched to your new account, along with your account balance. If any service providers don’t accept the new direct debit instructions from Croí Laighean, we will guide you on how to do this.
Frequently Asked Questions
If you have queries about our Current Account, please click here for a full library of FAQs.