Join Us

Join Croí Laighean Credit Union

It couldn’t be easier to join CLCU Credit Union and start your Credit Union journey – get the ball rolling with a few clicks!

Complete our online application form and we will send you a link to the ID Pal mobile app, where you can upload your identification documents. Our Membership Team will then be in touch within 1 business day*, to open your account.

Join Today, it’s Free

Why join us

Great Value Loans

Get the best loan rates in our locality

Fair Lending

We use our experience, not algorithms

Secure Savings

Backed by the Deposit Guarantee Scheme

Community Support

We donated over €533,000 in the last 5 years

Digital Banking

24/7 account access with digital wallets

Extra benefits

Free loan insurance and free life benefit insurance

Join Today, it’s Free

Am I eligible to join the Credit Union

https://clcu.ie/wp-content/uploads/2022/08/Common-Bond-Map1.png

To join, you must live, work or study within our common bond

Check if you’re eligible

What we do best

Loans

From Home Improvement Loans to Car Loans to Covered Loans, we have a wide range of Credit Union loans to suit your needs and repayment ability.

Savings

When you save with Croí Laighean Credit Union, you’re not just a customer, but a member of a Credit Union that provides security & protection for your savings.

Current Account

The Current Account from Croí Laighean Credit Union gives you all the benefits you expect from a current account, but with the trusted Credit Union personal touch.

Insurance

Backed by some of the leading Insurance companies in Royal London, RSA, AIG, Liberty and Mapfre. We will ensure that you get a fair quote every time.

Member benefits

We have a range of member benefits that you will not get from traditional banks and our customer service has awarded the best in Ireland for the past 6 years.

Community support

We have donated over €533,000 to the local community over the last 5 years and as we grow, we will have more to contribute.

Join Today, it’s Free

Application Process

*Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.

Submit your details through our onlineapplication form

Download the ID Pal mobile app, submit your ID & documents

Our Membership Team will contact you to open your account

Receive your new account details & Member Pack

What Do I Need To Join?

If you live, work or study within our Common Bond area you’re halfway there!

Adult Share Account (16+)

Standard Share Account (16+)

Proof of ID, e.g. driving licence or passport (PPS cards cannot be accepted as proof of ID)
Proof of address, e.g. utility bill or bank statement issued within the last six months
Proof of PPS number, e.g. payslip, letter from Revenue or medical card
€5 to lodge to account (Minimum Share Balance). Our Membership Team will contact you after you have submitted your application to take this payment by card.

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Junior Account (7+)

Children's Saving Account (7+)

Birth Cert/ Passport for child – i.e. proof of I.D.
Proof of PPS No. (Document showing PPS number and name)
Proof of address for the child e.g. a letter from the school
Photo ID for a parent/guardian (Current Passport/ Drivers Licence)
Proof of Address for parent/guardian (Bank Statement or Utility Bill e.g., Electricity/ Gas/ Water/ Phone dated within last 6 months)
€5 to lodge to account (Minimum Share Balance). Our Membership Team will contact you after you have submitted your application to take this payment by card.

More Info

Family Account (Under 16's)

Family Account, save for your child’s future

Family Accounts are available for parents wishing to save for their children and they are a sub-account of your main share account. To open a Family Account, the parent will need to provide their:

Proof of ID, e.g. driving licence or passport (PPS cards cannot be accepted as proof of ID)
Proof of address (utility bill or bank statement issued within the last six months)
Proof of PPS number (must appear on official documentation, e.g. Child Benefit letter or medical card)
€5 to lodge to account (minimum Share Balance). Our Membership Team will contact you after you have submitted your application to take this payment by card. This fee is not applicable if you are an existing member opening a Family Account.

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Current Account

Open a Current Account or Switch your Current Account

Our current account is available to members who are residents of the Republic of Ireland, and aged 12 years or over. Parental Consent is required for Members aged under 16 years who wish to open an account.

To open a current account, you must be a member with online access. Click here to Register for Online Access.
Once you have online access, log into your account and select ‘Open a current account’.
If you wish to switch your current account to us, you must be a member and have a Croí Laighean current account. Simply fill out our simple switcher form and we will take care of the rest. To find our more about switching, click here.

Business / Clubs

Business

Businesses, organisations, clubs, schools, and societies are eligible to join Croí Laighean Credit Union and enjoy all the benefits that credit union membership brings.

Apply online now: https://social.clcu.ie/group-onboarding/

Frequently Asked Questions

How do I open an account?

Opening an account is easy – complete our online application form to get started. You will receive a confirmation email which includes a link to the ID Pal mobile app. Simply download ID Pal and use the app to submit your ID documents – our Membership team will be in touch within 1 business day* to finalise your application. You can watch our Application Form Tutorial Video to learn how to complete the online form.

If you are unable to complete an application online, contact us and our Membership team will be in touch. Please note that you must live, work or study in our common bond to become a member.

*Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.

How do I upload my ID and documents?

When you submit your online application, you will receive a confirmation email. This email includes a link to download the ID Pal mobile app from the Apple and Google Play stores.

Simply download the app and snap pictures of your ID/documents to complete the application process. You can watch our ID Pal Tutorial Video to learn how to use ID Pal.

If you have lost the link to download ID Pal, please contact membership@clcu.ie.

What is the CLCU common bond?

The common bond is the geographical area in which a person must live, work or study to join Croí Laighean Credit Union. Check out our common bond here.

What are your opening hours?

Members have access to their accounts 24/7 online and with their debit card. Our phone lines are open 6 days a week from 9.30am to 4.30pm on 1800 23 24 25 or click here for branch opening hours.

I have not used my account in 3 years or more. How can I reactivate it?

If an account has not had any Member transactions in the past 3 years, it will be classified as a Dormant Account. If this occurs, you will not be able to make any transactions until it has been reactivated.

To reactivate your account – you will need to complete our online application form, providing your current details. You will then receive a confirmation email with a link to the ID Pal mobile app. Simply download ID Pal and submit your identification documents – our membership team will then contact you within 1 business day* to finalise your application.

*Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.

How Can We Help You Today?

Join Us

Join Croí Laighean Credit Union

Why join us

Great Value Loans

Fair Lending

Secure Savings

Community Support

Digital Banking

Extra benefits

Am I eligible to join the Credit Union

To join, you must live, work or study within our common bond

What we do best

Loans

Savings

Current Account

Insurance

Member benefits

Community support

Application Process

*Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.

Standard Share Account (16+)

Children's Saving Account (7+)

Family Account, save for your child’s future

Open a Current Account or Switch your Current Account

Business

Frequently Asked Questions

How do I open an account?

How do I upload my ID and documents?

What is the CLCU common bond?

What are your opening hours?

I have not used my account in 3 years or more. How can I reactivate it?

Contact

Opening Hours

Help & Support

Quick Links