Consolidation
Loan

Consolidation
Loan

It is easy to accumulate debt through various loans over the years. Why not simplify your finances, by transferring your loans to us for consolidation into one easy and manageable payment!

Apply for a Consolidation Loan today or work out an affordable repayment plan with our handy Loan Calculator.

Loan Type
Decrement Amount
Increment Amount
Decrement Term Increment Term
  • Weekly Total Interest
  • Fortnightly Total Interest
  • Monthly Total Interest

Simplify your finances with…

  • No set-up costs
  • 99% approval rate
  • Flexible terms, no penalties for early repayment
  • Free loan protection insurance (terms and conditions apply)
  • Interest calculated only on the outstanding balance of the loan
  • Quick decisions, with some loans being approved on the same day

 

Repayment Example:

A consolidation loan of €20,000 over 5 years would cost €425 per month at variable rate of 9.99% (APR 10.46%). The cost of credit is €5,484 and total amount repayable is € 25,484.

 

Disclaimer:

While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This web page is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

This does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. For more information, contact us on freephone 1800 23 24 25. Loan amounts and 99% approval rate is based on figures from 2020.

Rates are correct as of 1/10/2020 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.