Great value loans
Interest calculated on reducing loan balance
Over €38 million
Borrowed by members last year
Loan approval rate
Simple loan process
Quick turnaround on standard loans
Credit Union Consolidation Loan
It is easy to accumulate debt through various loans over the years. Why not simplify your finances, by transferring your loans to us for consolidation into one easy and manageable payment!
Apply for a Credit Union Consolidation Loan today or work out an affordable repayment plan with our handy Loan Calculator.
Why choose a Consolidation Loan
- Combine multiple debts into a single loan payment
- Improve your credit rating
- No set-up fees or hidden charges
- Free loan protection insurance (T&C apply)
- Interest calculated only on the outstanding balance of the loan
- Weekly Total Interest
- Fortnightly Total Interest
- Monthly Total Interest
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
A consolidation loan of €20,000 over 5 years would cost €425 per month at a variable rate of 9.99% (APR 10.46%). The cost of credit is €5,484 and the total amount repayable is € 25,484.
While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.
Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.
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