7 Year Fixed Loan


Great value loans

Interest calculated on reducing loan balance


Over €38 million

Borrowed by members last year



Loan approval rate


Simple loan process

Quick turnaround on standard loans

7 Year Fixed Loan

A 7 Year Fixed Loan from Croí Laighean Credit Union is ideal for those times when life is unpredictable… and expensive! From improving an existing space to consolidating your debt, or planning a big celebration – we want to help you achieve your goals. That’s why we offer a 7-year fixed loan on amounts over €30,000 and up to €100,000.

Apply today or work out an affordable repayment plan with our handy Loan Calculator.

Why choose a 7 Year Fixed Loan

  • No set-up fees or hidden charges
  • Affordable loans tailored to your repayment ability
  • Free loan protection insurance (T&C apply)
  • Interest calculated only on the outstanding balance of the loan
  • Fair and transparent lending process

infoApply for a loan today. Not a member? You can join & apply at the same time.

Loan calculator

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APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.


Repayment Example

A 7 Year Fixed Loan of €35,000 over 7 years would cost €528.37pm at a fixed rate of 7% (APR 7.23%). The cost of credit is €9,379.70 and the total amount repayable is €44,379.70.

While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

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