Travel Loans

Travel loans with no hidden fees or hurdles

At Croí Laighean Credit Union, we know that a lot of time goes into planning a holiday – especially when there are kids involved! That’s why we have made it super simple to apply for a travel loan. Apply online, over the phone, or in branch; all you need to do is simply choose the amount you wish to borrow, and the term that suits your repayment ability. All loans are accessed by our experienced lending team to ensure you get a fair and transparent decision, and there are no hidden fees or charges.

A flexible approach to paying holiday loans

At Croi Laighean Credit Union, we are all about our members and ensuring we offer flexible loans to suit their needs. You can choose to pay your travel loan off weekly, fortnightly, or monthly… it’s up to you! If you want to pay your travel loan off sooner, that’s no problem and there are no penalties for early repayment. We also offer free loan protection insurance for that extra peace of mind (terms and conditions apply).

So, if you’re planning a lazy week in the sun relaxing by the pool or you’re planning something more a bit more adventurous like skiing or scuba diving, talk to us about our travel loans… and don’t forget, we do great value travel insurance too!

Repayment Example:

Travel Loan @ 9.99%. A Travel Loan of €5,000 over 2 years would cost €231 per month at a variable rate of 9.99% (10.46% APR). The cost of credit is €537 and the total amount repayable is €5,537. Variable rates may increase which would cause the cost of credit to increase.

While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

Frequently Asked Questions

What is the interest rate for a Credit Union travel loan?

The interest rate for a standard travel loan is 9.99% (10.46%). However, our One4One Loan (up to €1,000 / Up to 1 year) offers an interest rate of 6.73% (6.95%), or for larger dream holidays, we offer a 5-year fixed term loan at a rate of 6% (6.17%)

How do I apply for a travel loan?

If you are a member, you can apply online, via our app, over the phone, or in a branch. If you are not a member, you can join us in just 3 minutes – click here to join

How much can I borrow with a Credit Union travel loan?

You can borrow between €500 and €50,000

How long do I have to pay off a holiday loan?

Payment terms of up to 10 years are available with a personal loan. If you decide to pay it off earlier, we don’t impose penalties for early repayment.

Do you offer travel insurance?

Yes, we offer extremely competitive travel insurance. Click here to find out more.

Do you offer foreign exchange services?

Yes, we have a large range of currencies, with buy/sell options available. Make sure you order in advance! Click here for more info