Credit Union
Christmas Loan

Credit Union
Christmas Loan

A Credit Union Christmas Loan

At Croí Laighean Credit Union, we have Christmas loans wrapped up.

Make your Christmas magical this year with a Christmas loan from Croí Laighean Credit Union. We have a range of loans from our popular One 4 One loan (€1,000 over 1 year), to a standard personal loan.

Loan Type
Decrement Amount
Increment Amount
Decrement Term Increment Term
  • Weekly Total Interest
  • Fortnightly Total Interest
  • Monthly Total Interest

It doesn’t matter if you like the low key event, or prefer to go all out with all the trimmings, we have a Christmas loan that’s just right for you with no hidden charges. Our loans come with a fantastic rate and flexible repayment terms for extra peace of mind. Applying for a Christmas loan couldn’t be simpler; apply online, in branch or over the phone and spend your time picking the perfect gift.

We can help with the Christmas loan, but we can’t help with the wrapping… or the choice of gift!

Christmas loans wrapped up…

  • No set-up fees
  • 99% approval rating
  • Flexible terms, no penalties for early repayment
  • Loan Protection Insurance (terms and conditions apply)
  • Interest calculated only on the outstanding balance of the loan
  • Quick decisions, with some loans being approved on the same day

Repayment Example:

A loan of €10,000 over 5 years with 60 monthly instalments costs €212.43 per month at a variable rate of 9.99%(APR 10.46%). The total amount you pay is €12,741.54. Cost of credit is €2,741.54. Variable rates may increase which would cause the cost of credit to increase.


While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This web page is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

This does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. For more information, contact us on freephone 1800 23 24 25. Loan amounts and 99% approval rate is based on figures from 2020.

Rates are correct as of 1/10/2020 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.