10 Year Fixed Personal Loan

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Great value loans

Interest calculated on reducing loan balance

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Over €38 million

Borrowed by members last year

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99%

Loan approval rate

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Simple loan process

Quick turnaround on standard loans

10 Year Fixed Personal Loan

A flexible Personal Loan from Croí Laighean Credit Union offers a little flexibility in your finances, while still maintaining some certainty. Whether it’s a bucket list purchase, that trip of your dreams, converting your garage, or adapting your home – we want to help you make the most of it! That’s why we offer a 10-year fixed personal loan on amounts from €40,000 up to €100,000.

Apply today or work out an affordable repayment plan with our handy Loan Calculator below.

Why choose a 10 Year Fixed Loan

  • No set-up fees or hidden charges
  • Affordable loans tailored to your repayment ability
  • Free loan protection insurance (T&C apply)
  • Interest calculated only on the outstanding balance of the loan
  • Fair and transparent lending process

infoTo apply, you must be a member of Croí Laighean Credit Union

Loan calculator

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APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply.
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Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

 

Repayment Example

A loan of €50,000 over 10 years would cost €606.83pm at a fixed rate of 8% (APR 8.30%). The cost of credit is €22,807.18 and the total amount repayable is €72,807.18.

While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

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