Loans

Whatever you're planning, we can help with low-rate loans

Croí Laighean Loans

Whether you’re planning a bucket list holiday, buying a new car, boosting your business or giving your home a makeover, we are here to help. We loaned almost €33 million last year — and we’ve more to give!

Even better, you can apply for and receive a loan from the comfort of your own home! Simply apply on our website and upload your loan documents. Once your loan is approved, you can sign for it through Docusign and we will issue funds directly to your account.

Why borrow from us?

  • 99% approval rate
  • Low-cost rates, no hidden charges
  • Flexible terms, no penalties for early repayment
  • Loan Protection Insurance (terms and conditions apply)
  • Quick decisions, with some loans being approved on the same day

Apply for a loan today

Find a Loan
that suits you

Apply online

Member of our team will contact you

Choose the loan that meets your needs

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Student Loan
Student Loan
Third level education isn’t getting any cheaper, but we’re smart enough to know an investment in your college career is a trickle-down investment in our whole community. We’re masters at…
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Back to School Loan
Back to School Loan
If you think children drain your cash in the summer holidays, it’s nothing on the financial hit when they go back to school! Kitting your kids out for a new…
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Car Loans
Car Loans
Whether you’re buying your first small car or upgrading to a top-of-the-range model, we’ll have a loan option that won’t brake the bank! We’re geared towards getting our members on…
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Home Improvement Loan
Home Improvement Loan
We want to make your idea of a dream home come true. Last year we provided the community with €7.5 million in Home Improvement Loans, and we’ve much more to…
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Celebrations Loan
Celebrations Loan
Whether it’s Christmas, a wedding, a big birthday or any other important moment, We can help you to enjoy life’s milestones with a Celebration Loan. Seeing happy members is a…
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5 Year Fixed Loan
5-Year Fixed Loan
Life can be expensive – from a new baby to redecorating your home, or even consolidating debt so it is easier to manage! We are here to help you enjoy…
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Consolidation Loan
Consolidation Loan
It is easy to accumulate debt through various loans over the years. Why not simplify your finances, by transferring your loans to us for consolidation into one easy and manageable…
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Covered Loan
Covered Loan
If you’d like to borrow while maintaining your savings, a Covered Loan is a flexible and empowering option. Borrow any amount up to the value of your Share Account —…
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Mortgage
Mortgage Loan
Are you ready to make the leap from tenant to homeowner? When you’re ready to take those first steps towards your own home, we will be ready to help!
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Travel Loan
Travel Loan
Whether it’s a weekend break to see family or friends, an overseas wedding or a bucket list holiday you’ve planned for years, trust us to sort your spending money. We…
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Business Loan
Loan
We’ll make it our business to give your business a helping hand. Whether you’ve set up a new venture or you’ve served our community for years, we’d love to jump…
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Can't find what you need?
Can't find what you need?
Can't find what you need? Let us know and our team will be in touch!

Calculate Your Loan Payment

Our Loan Calculator will give you an immediate idea of an affordable repayment plan that suits your current budget. For Business Loans, try our business loan calculator.
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While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This web page is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

This does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. For more information, contact us on freephone 1800 23 24 25. Loan amounts and 99% approval rate is based on figures from 2020.

Rates are correct as of 1/10/2020 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

Frequently Asked Questions