It just makes sense
When you join us you become an owner of your Credit Union, and each €1 you save is one share. Funds from your Share Account are then pooled together for loans in the community — sharing the wealth locally just makes sense.
You can also think of it as a ‘parent account’ that unlocks the whole range of CLCU accounts and benefits.
- No set-up, maintenance or transaction fees
- Sole, Joint, Business and Club accounts available
- Free and secure 24/7 online and mobile banking
- Free bill payments, e.g. utility and phone bills
- Separate to other accounts held in our Credit Union
You’re an owner as well as a member, and your success is our success. If we have a surplus, you’ll get paid a dividend on every single share.
Your savings are insured free of charge through our Life Benefit Insurance scheme. In the event of an eligible member’s death, a benefit is paid in proportion to their closing savings balance, (up to a limit of €23,000). See our Life Benefit Insurance section for more details.
Eligible members can nominate someone to receive funds in the event of their death, without having to be part of the deceased’s estate. This saves time by avoiding the lengthy intestacy process if a member dies without leaving a will. Eligible members can transfer property (e.g. savings, insurance benefits) to a nominated person, up to a limit of €23,000