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Low-Cost Loans
Only Pay Interest on What You Owe
Over €46 million
Invested in Members' Dreams Last Year
High Approval
Most Loan Applications Are Approved
Fair Lending
You Always Get a Fair Decision
How much can you borrow from the credit union?
Credit Union Loans
A Credit Union loan is a great value loan for everyone. Whether you’re looking for a personal loan, business loan, mortgage loan, home improvement loan, car loan or our PCP Buster loan for new cars to get you into the driver’s seat, we’re here to help with our low-interest rate loans. Last year we loaned over €46 million to our members, and we’ve got more to lend. Find out how much you can borrow using our handy loan calculator below.
Even more convenient is that you can apply for a Credit Union loan from the comfort of your home. Simply apply on our website. If approved, you can sign your loan documents through DocuSign, and we will issue funds directly to your account.
Croí Laighean Credit Union offers modern banking services, including online banking and mobile apps, ensuring you have easy access to your accounts and financial services. Best of all, when you borrow from us, you are helping your local community to thrive and prosper.
Why borrow from Croí Laighean Credit Union?
- Free Loan Protection Insurance (T&C apply)
- Low-cost rates, with no hidden charges
- Flexible terms, and no penalties for early repayment
- Quick decisions, with some loans being approved on the same day
- Tailor your loan to suit your repayment ability
- All loans are manually accessed - we don't use computer algorithms
- Support for the local community through financial contributions and partnerships
- Exceptional customer service to assist you throughout your loan process
To apply for a loan, you must be a member of Croí Laighean Credit Union
Choose the Credit Union loan that suits your needs
How much can you borrow from the credit union?
- Weekly Total Interest
- Fortnightly Total Interest
- Monthly Total Interest
While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This web page is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.
This does not constitute a loan offer and loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears, which may affect your credit rating and may limit your ability to access credit in the future. For more information, contact us on freephone 1800 23 24 25. Loan amounts and 99% approval rate is based on figures from 2020.
Rates are correct as of 1/10/2020 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.
Looking for more information? Check out our frequently asked questions page.
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Need help using DocuSign? Watch our tutorial video below.
Frequently Asked Questions
CLCU have loans for everything you want to borrow for. Whether it’s a new car, a dream kitchen, or getting onto the property ladder for the first time, CLCU can help you. We offer loans of up to €100,000 and we also do larger business loans, and mortgages up to €650,000. Read more about our loans here.
Your loan will be granted based on your repayment ability. You do not need to have money in your account unless you are applying for a covered loan – in this case, you must have at a minimum, the amount you are looking to borrow.
You can join and apply on the same day! You don’t need to be a member for a certain length of time to apply as we base our decisions on your repayment ability. You can find out more about our loans here.
We make quick loan decisions, with some loans being approved on same day.