We Are Hiring – Loans Officer

Croí Laighean Credit Union invites applications for the position of Loans Officer. To apply or enquire further, please contact nina.rakhmanin@clcu.ie.

Loans Officer – Job Description

Reporting to:  Team Leader, Lending

Role Overview:

As a member of the Lending Team, the Loan Officer’s main responsibility is making informed credit decisions in adherence to the Credit Union’s lending policies and procedures.

Key Duties and Responsibilities:

• Undertake a detailed analysis and assessment on all types of loan applications which may include asset backed lending, while making informed decisions, recommending approvals and/or declining where appropriate.
• Responsible for meeting specific income targets allocated to the Lending Team in support of the Business Strategy of the Credit Union
• Participate in all types of loan interviews and obtain the necessary financial information to support the member’s loan application
• Operate within the agreed authorised lending discretion framework to ensure compliance with all relevant Policies, Procedures and regulatory requirements
• Deliver written recommendations to the Credit Committee and/or board of directors, outlining risks and rationale relating to all types of lending facilities where required.
• Work closely with the rest of Lending Team to meet tight deadlines and ensure timely turnaround of applications in line with service level agreements.
• Maintaining at all times the credit unions and/or the members personal and business information in the strictest confidence
• Take every opportunity to keep the members of the Credit Union informed of the other products and services available to them
• To undertake such other reasonable and lawful duties as may be directed from time to time by the Line Manager.

The successful candidate should have:

• A relevant professional / financial services qualification, satisfying Minimum Competency Requirements i.e. QFA, APA
• A minimum of two years underwriting experience in a Credit Union, Bank and /or other Financial Institution
• Excellent interpersonal and teamwork
• Strong oral and written communication skills
• Ability to work on own initiative to deliver agreed targets
• Excellent team player with flexibility to work where required

To apply, please send your latest CV to nina.rakhmanin@clcu.ie.