We Are Hiring - Loans Officer

We Are Hiring – Loans Officer

30th November 2021

Croí Laighean Credit Union invites applications for the position of Loans Officer. To apply or enquire further, please contact nina.rakhmanin@clcu.ie.


Loans Officer – Job Description

Reporting to:  Team Leader, Lending


Role Overview:

As a member of the Lending Team, the Loan Officer’s main responsibility is making informed credit decisions in adherence to the Credit Union’s lending policies and procedures.


Key Duties and Responsibilities:

  • Undertake a detailed analysis and assessment on all types of loan applications which may include asset backed lending, while making informed decisions, recommending approvals and/or declining where appropriate.
  • Responsible for meeting specific income targets allocated to the Lending Team in support of the Business Strategy of the Credit Union
  • Participate in all types of loan interviews and obtain the necessary financial information to support the member’s loan application
  • Operate within the agreed authorised lending discretion framework to ensure compliance with all relevant Policies, Procedures and regulatory requirements
  • Deliver written recommendations to the Credit Committee and/or board of directors, outlining risks and rationale relating to all types of lending facilities where required.
  • Work closely with the rest of Lending Team to meet tight deadlines and ensure timely turnaround of applications in line with service level agreements.
  • Maintaining at all times the credit unions and/or the members personal and business information in the strictest confidence
  • Take every opportunity to keep the members of the Credit Union informed of the other products and services available to them
  • To undertake such other reasonable and lawful duties as may be directed from time to time by the Line Manager.


The successful candidate should have:

  • A relevant professional / financial services qualification, satisfying Minimum Competency Requirements i.e. QFA, APA
  • A minimum of two years underwriting experience in a Credit Union, Bank and /or other Financial Institution
  • Excellent interpersonal and teamwork
  • Strong oral and written communication skills
  • Ability to work on own initiative to deliver agreed targets
  • Excellent team player with flexibility to work where required

To apply, please send your latest CV to nina.rakhmanin@clcu.ie.