Credit Union Car Loan

Great value loans

Interest calculated on reducing loan balance

Over €38 million

Borrowed by members last year


Loan approval rate

Simple loan process

Quick turnaround on standard loans

Credit Union Car Loan

Get in gear and get on the road with a Credit Union Car Loan. In the last year, we’ve helped our members buy cars by lending almost €12 million. In a world of financial obstacles, the Credit Union is your green light.

Apply for a Credit Union Car Loan today or work out an affordable repayment plan with our handy Loan Calculator.

If you’re looking to buy a new car, check out our PCP buster which allows you to tailor your loan to suit your repayment ability at one of Ireland’s lowest car loan rates – 5.5% (5.64% APR). Find out more >

Why choose a CLCU Car Loan

  • Get pre-approval and shop for your car like a cash buyer
  • Buy new or second hand – own your car from day one
  • Borrow any amount up to €100,000
  • Free loan protection insurance (T&C apply)
  • Interest calculated only on the outstanding balance of the loan

infoTo apply, you must be a member of Croí Laighean Credit Union

Loan calculator

Loan Type
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Increment Amount
Decrement Term Increment Term
  • Weekly Total Interest
  • Fortnightly Total Interest
  • Monthly Total Interest
APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.


Repayment Example:

A loan of €25,000 over 5 year period would cost €500.95pm at a variable rate of 7.5% (APR 7.76%). The cost of credit is €5,050.96 and the total amount repayable is €30,050.96. Variable rates may increase which would cause the cost of credit to increase.

While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

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