Credit Union Car Loan

Credit Union Car Loan

Credit Union Car Loans

Get in gear and get on the road with a Credit Union Car Loan. In the last year we’ve helped our members buy cars by lending almost €12 million. In a world of financial obstacles, the Credit Union is your green light.

Apply for a Credit Union Car Loan today or work out an affordable repayment plan with our handy Loan Calculator.

If you’re looking to buy a new car, check out our PCP buster which allows you to tailor your loan to suit your repayment ability at one of Ireland’s lowest car loan rates – 5.5% (5.64% APR). Find out more >

The benefits of a Croi Laighean CU Loan versus PCP:

Loan Type
Decrement Amount
Increment Amount
Decrement Term Increment Term
  • Weekly Total Interest
  • Fortnightly Total Interest
  • Monthly Total Interest

We’ll steer you in the right direction with a Credit Union Car Loan

  • 99% approval rate
  • Borrow any amount up to €100,000
  • Buy new or second hand – own your car from day one
  • Get pre-approval and shop for your car like a cash buyer
  • Interest calculated only on the outstanding balance of the loan
  • Quick decisions, with some loans being approved on the same day

Repayment Example:

A loan of €25,000 over 5 year period would cost €500.95pm at variable rate of 7.5% (APR 7.76%). Cost of credit is €5,050.96 and total amount repayable is €30,050.96. Variable rates may increase which would cause the cost of credit to increase.


While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This web page is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

This does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. For more information, contact us on freephone 1800 23 24 25. Loan amounts and 99% approval rate is based on figures from 2020.

Rates are correct as of 1/10/2020 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.